Volk Accountant vs Billino
Billino is free up to €50,000 of annual revenue and handles EU tax logic well. It is an invoicing tool, though, not bookkeeping.
Details from the providers’ public pages, checked on 20 September 2026
Volk Accountant and Billino compared
Billino and Volk Accountant solve two different parts of the same job. Billino writes invoices with European tax logic: it validates the customer's VAT number against VIES, applies reverse charge automatically, tracks the 10,000-euro threshold for EU distance selling and produces e-invoices as Factur-X, ZUGFeRD and Peppol. Up to 50,000 euros of annual revenue that costs nothing; above it, 19 euros a month. What Billino does not do is marked Soon on its own feature page: scanning receipts and submitting a tax return. There is no bank connection and no accountant access either. Volk Accountant produces the Cyprus VAT-4 return and the VIES statement from your own books, reads receipts by OCR, connects bank accounts and gives your accountant a portal of their own — from 29 euros a month.
Which one fits whom
Two different parts of the same job. The question is how much of it the software should take on.
The bookkeeping should run alongside, not just the invoice
- VAT-4 and VIES should come from your books, not from a list
- Receipts are read by OCR and scanned with your phone
- Bank accounts should be connected and reconciled
- Your accountant gets a portal laid out like Tax For All
Issuing invoices is all you need
- Up to €50,000 of annual revenue it costs nothing
- You need e-invoices as Factur-X, ZUGFeRD or Peppol
- You need a DATEV export for your German accountant
- You sell to EU consumers and want the threshold watched
Everything that matters for Cyprus accounting
A dash means the provider publishes nothing on that point. For an invoicing tool it appears where bookkeeping begins.
| Volk Accountant | Billino | |
|---|---|---|
| Cyprus obligations | ||
| VAT return generated from your books | Yes | announced, not yet available |
| VIES return | Yes | ready-to-file list, no Cyprus form |
| Reverse charge | Yes | Yes |
| VAT rates documented | 19%, 0%, freely selectable | Cyprus 19% named, other rates not |
| OSS return for EU private customersNeeded if you sell more than €10,000 a year EU-wide to private individuals: the customer’s country rate then applies. | No | threshold tracked, return not produced |
| Receipts and banking | ||
| Receipts read automaticallyAmount, tax and supplier are recognised from the receipt instead of being typed in. | Yes | announced, not yet available |
| Scan a receipt straight from your phoneNo detour through photo gallery and computer — the receipt lands in the system at once. | Yes | not published |
| Send receipts in by email | Yes | not published |
| Automatic payment matching | Yes | not published |
| Recurring invoices | Yes | not published |
| Invoices | ||
| E-invoicing in the EU formatStructured invoices under EN 16931 such as Factur-X, ZUGFeRD or Peppol — set to become mandatory in several EU states. | not published | Factur-X, ZUGFeRD, Peppol validation |
| Invoices per monthA monthly ceiling. Once it is reached you move up a plan, regardless of what features that plan otherwise adds. | unlimited on every plan | unlimited, free plan up to €50,000 revenue |
| Interface languages | English and German | English, German and Greek |
| Automatic translation of invoice line items | Yes | not published |
| For your accountant | ||
| Access for your accountant | Dedicated portal, free in every plan | not published |
| Layout of the accountant portal | Laid out like Tax For All | not published |
| Export formats for your accountant | PDF, Excel, JSON | DATEV CSV, CSV, bulk PDF |
| Buying and using | ||
| Entry price | €29 | €0 |
| Highest software plan | €79 | €19 |
| Free trial | 14 days, no card required | free plan instead of a trial |
The first group holds the difference: Volk Accountant produces the VAT return and the VIES statement, while Billino gets the individual invoice right. On invoice content, Billino is ahead of us — we do not offer e-invoices in the EU format.
If you would rather not weigh up just these two: the overview of all nine providers for Cyprus groups them by use case — with the same sources and check dates.
What sets Volk Accountant and Billino apart?
Both cover Cyprus. Three differences carry the decision.
Bookkeeping against invoicing
Volk Accountant produces VAT-4 and VIES from your own books, reads receipts by OCR and connects bank accounts. Billino writes invoices with the correct tax treatment; receipt scanning and tax submission carry the note “Soon” on its own feature page.
A portal against a file export
With Volk Accountant your accountant gets their own login to a portal laid out like Tax For All, on every plan. Billino names no accountant access and delivers exports instead — DATEV CSV, CSV and bulk PDF.
Free up to €50,000
Billino is free up to €50,000 of annual revenue and costs €19 a month above that. Volk Accountant starts at €29 a month and includes bookkeeping, receipt capture, bank connections and accountant access for it.
Where Billino does more than we do
A comparison page that finds nothing good in the competitor is advertising. These are documented advantages, checked 20 September 2026.
- Free up to €50,000 of annual revenue, with the full feature set. €19 a month above that.
- E-invoices under EN 16931 — Factur-X and ZUGFeRD on every invoice, with Peppol validation.
- Tracking of the €10,000 threshold for EU distance selling, with automatic selection of the customer’s country rate.
- Four countries in one tool: Germany, Austria, Cyprus and Greece, each with its own tax logic and small-business rules.
- A DATEV export for German accountants, on every plan and at no extra cost.
Billino and Volk Accountant: common questions
Which software is better for Cyprus: Billino or Volk Accountant?
It depends how much you want the software to take on. Billino is an invoicing tool with very good EU tax logic and it is free up to €50,000 of annual revenue — if issuing invoices is all you need, it will take you a long way. Volk Accountant is bookkeeping: the VAT-4 return and the VIES statement from your own books, receipt capture by OCR, bank connections and a login of their own for your accountant, from €29 a month. Already having an accountant does not argue against us — it argues for us: Volk Accountant is built exactly for that case. We sell software only and work alongside your accountant, who gets a portal laid out like Tax For All on every plan. Billino states itself that receipt scanning and tax submission are only announced.
What does Billino cost?
The Free plan costs nothing and applies up to €50,000 of annual revenue — with the full feature set. Above that, the Plus plan is €19 a month with no revenue limit, API access for 1,000 calls and team access. For very high API use there is an Enterprise price on request. Volk Accountant costs €29 on Starter, €49 on Business and €79 on Pro. Billino is clearly cheaper at entry — it also covers a smaller part of the work.
Does Billino produce the Cyprus VAT return?
Not yet. On the feature page, tax submission carries the note “Soon”: “Submit directly from your invoice history.” What Billino does today is the step before that — the correct tax treatment on every individual invoice. For the VIES side there is a ready-to-file list of reverse-charged sales grouped by customer VAT ID, but it is framed around the German term Zusammenfassende Meldung rather than the Cyprus form. Volk Accountant produces VAT-4 and VIES from the books.
Can Billino capture receipts?
Only in a limited way. Expenses can be logged by category with a receipt attached. Automatic reading is marked “Soon” on the feature page: “Scan a receipt and have it added as an expense automatically.” Billino names no bank connection. At Volk Accountant, receipts are read by OCR, can be scanned with your phone and sent in by email, and bank accounts are connected.
What can Billino do that Volk Accountant cannot?
Three things. E-invoices in the EU format — Factur-X and ZUGFeRD on every PDF invoice, plus Peppol validation; that is the EN 16931 standard several EU states are making mandatory. Tracking of the €10,000 threshold for EU distance selling, with automatic rate selection. And a DATEV export for German accountants. On top of that, Billino covers four countries: Germany, Austria, Cyprus and Greece.
When invoices are not enough
VAT-4, VIES, receipts and bank in one tool. From €29 a month, 14 days to try it.
Start your 14-day trial